Our Office Location

3899 A. des Laurentides #203, Laval, QC, H7L 3H7

Joined CWCC



Quebec 2000

Infinite Banking Practitioner


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What sparked your passion for Infinite Banking?

I was drawn to the captivating concept of infinite banking, the idea of becoming your own banker, after spending two years in the financial services industry. Through firsthand experience, I realized that the conventional approach to financial advising, particularly as a financial security advisor, often missed the mark in addressing the real challenges Canadians encounter on their wealth-building journey. Instead of focusing solely on the death benefit characteristic, I found myself asking deeper questions about wealth preservation and growth while alive. How can I safeguard my money from taxation? How can I ensure uninterrupted compounding and growth? How do I shield myself from market volatility? How can I daily earn interest and build a reliable, secure wealth? The Infinite Banking Concept, as illuminated by R. Nelson Nash in a concise 92-page book, provided the answers I sought and transformed my perspective on finance.

Can you share a transformative experience from your advising career?

Witnessing the transformative power of the infinite banking concept in my clients' lives fueled my determination to never waver in spreading the message championed by R. Nelson Nash. I'm committed to sharing this invaluable knowledge with Canadians who have yet to discover its potential. Take, for instance, one of my clients, a 41-year-old burdened with over $1.6 million in debt. Under the conventional repayment plan, he was slated to spend the next 24 years clearing his debts. However, with the strategic implementation of the infinite banking concept, he stands eliminate the snakes and dragons (creditors and bankers) in a mere 12.8 years. Not only will he liberate himself from the clutches of debt, but he will also reclaim all the payments that would have otherwise been funneled away from his family and business.

What hobbies or passions enrich your life outside of work?

I like spending quality time with my wife, being involved in my church, doing physical exercise that keeps me in good shape, playing board games like monopoly and cashflow games.

Who has been the most influential in shaping your financial philosophy?

R. Nelson Nash's trilogy of books — "Becoming Your Own Banker," "The Case for IBC," and "Building Your Warehouse of Wealth" — stand as pillars of wisdom in my financial journey. Nash's unparalleled articulation of the path to guaranteed wealth resonated with me like nothing else ever had. His insights became the cornerstone of my philosophy, earning his seminal work, "Becoming Your Own Banker," the title of my personal financial bible.

In my quest for understanding the profound message embedded within Nash's teachings, Jose Salloum, the president of the Canadian Wealth Creation Center, emerged as a guiding light. His mentorship was instrumental in unraveling the depths of Nash's concepts. Without Jose's wisdom and guidance, I wouldn't have been able to grasp the life-changing potential of this revolutionary concept.

What three career milestones have been most impactful for you?

I count myself incredibly fortunate to have experienced two significant career milestones that have profoundly shaped my life's trajectory. Firstly, achieving the status of an authorized infinite banking practitioner in Canada stands as a testament to my dedication and expertise in the field of finance. This milestone not only represents a professional achievement but also signifies my commitment to empowering individuals with the tools to achieve financial freedom.

Secondly, the opportunity to join the esteemed Canadian Wealth Creation Center has been nothing short of transformative. Becoming a part of this renowned institution has allowed me to collaborate with like-minded professionals, expand my knowledge base, and make a meaningful impact on the lives of others through financial education and empowerment. These career milestones have not only enriched my professional journey but have also brought immense fulfillment and purpose to my life.

How do you tailor your strategies to individual client needs?

At the heart of every client interaction lies a crucial foundation: understanding the challenges outlined by Nelson Nash in his groundbreaking book. This foundational comprehension serves as our compass, guiding us towards effective solutions. When I achieve this understanding with a client, I know we've laid the groundwork for a collaborative journey ahead. Together, we delve into their specific goals, as I gather the necessary financial information to craft a personalized plan tailored to their aspirations.

Should I encounter gaps in knowledge or expertise necessary to construct the ideal plan, I readily engage other professionals within our team. Our collective expertise ensures we offer comprehensive solutions that prioritize the client's best interests.

Once our journey begins, I maintain regular communication at the frequency agreed upon during our discussions. This diligent follow-up allows me to ensure the client's journey progresses seamlessly, providing support and guidance every step of the way.

What qualities do you appreciate in a client, and how do these enhance your work together? 

I deeply value clients who embody kindness, respect, and an appreciation for the value of time. Their understanding of these principles fosters a harmonious and productive partnership, where mutual respect and consideration form the bedrock of our interactions. With such clients, every moment spent together becomes meaningful, productive, and enriching, allowing us to achieve our shared goals with grace and efficiency.